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HUMAN RESOURCES

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(Benefits, Leave & Compensation)

 

Medical, Life, and Other Insurance

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About Wichita State University Health Insurance

The information contained on these pages is for employees and prospective employees of Wichita State University only. Employees or prospective employees of WSU Affiliates (Intercollegiate Athletics, WSU Rhatigan Student Center, and WSU Foundation) should contact the respective local agency human resource office for benefit information.

Wichita State University provide benefits eligible employees with a comprehensive health insurance package through the State of Kansas Employee Health Plan (SEHP) as part of their total compensation.

Some of these programs are inherent with the employee’s position and others are optional at the election of the employee. The composition and enrollment period for these programs change from time to time. Therefore, it is prudent for all employees to stay informed concerning the current status of these programs.

It is the employee's responsibility to make any changes to their health plans during a period of time called Open Enrollment, or if they experience a qualifying event such as birth of a child, adoption, loss/gain of coverage, etc.  You have 30 days to provide documentation if you experience an event that changes the status of your health benefits.

To check your Health Insurance benefit status, or to update your information with your health insurance providers, log into:

Employees may receive discounted medical premiums by participating in the State of Kansas Health & Wellness program: HealthQuest (http://www.kdheks.gov/hcf/healthquest/default.htm).

In addition, the HealthyKIDS program helps eligible State employees cover the cost of the premiums for their children enrolled in the State Employee Health Plan.  Eligibility for the HealthyKIDS program is based in part on family income. For more information, go to: http://www.kdheks.gov/hcf/sehp/HealthyKIDS.htm.

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Medical Insurance Vendors and Plan Options

There are 2 medical vendors for members to choose from to administer their medical benefits:

The State Employee Health Plan has several Plans to choose from:

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Prescription Insurance

Prescription drug insurance is included in the State Employee Health Plan (SEHP).  Most major pharmacies are included within the covered network.

The State Employee Health Plan (SEHP) offers an additional benefit to address prescription drug coverage:

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Preferred Lab Benefit Program

The Preferred Lab Benefit is completely voluntary. If you and your health care provider choose to use a lab other than those provided by either Quest Diagnostics or Stormont-Vail HealthCare you still have laboratory coverage.  However, you will be responsible for any Deductible, Copayments or Coinsurance applied by the health plan.

For more information on the Preferred Lab Benefit Program, go to: 

Quest Diagnostics (http://www.questdiagnostics.com/home.html) offers collection sites at various locations throughout the State of Kansas (including Wichita) and nationwide.  Also, you can arrange to have specimens picked up from your doctor’s office.  All it takes is a telephone call to the number on the back of your Quest ID card.

Stormont-Vail (https://www.stormontvail.org/) offers 10 locations in northeast Kansas for all State Employee Health Plan members.  Lab orders from your physician are required.

PLEASE REMEMBER: You must verbally request to use your Preferred Lab Benefit.

The Preferred Lab Benefit Program does NOT cover:

  • Testing ordered during hospitalization
  • Lab work needed on an emergency or STAT basis
  • Testing done at any other laboratory
  • Non-Laboratory work such as mammography, x-rays, imaging and dental work
  • Time-sensitive, esoteric testing such as fertility testing, bone marrow studies and spinal fluid tests
  • Testing not approved and/or covered by the State of Kansas Plans
  • Lab work billed to your health plan by your doctor or another laboratory

If your doctor doesn’t use Quest Diagnostics, bring the lab orders from your doctor to one of the locations provided by Quest Diagnostics or Stormont-Vail to have the lab work done and receive either benefit.

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Dental Insurance

Employees, spouses, and covered dependents must be enrolled in medical insurance to elect Dental coverage.

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Vision Insurance

This insurance is optional and includes more than one plan choice.  Employees, spouses, and covered dependents do not need to be enrolled in medical insurance to elect Vision coverage.

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Health Insurance Cards

Insurance cards are typically mailed within 2 weeks of new enrollment or a benefits change.

You may go online to your providors website to print off cards, or call the vendor directly to request cards and to verify your mailing address.

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Health Insurance Financing Options

  • Flexible Spending Accounts (FSA) - for select health plans
    Wichita State University offers three types of Flexible Spending Accounts (FSA). These are optional accounts that employees can set up when enrolling in their benefit plans.
    • Health Care FSA - allows employees to put pretax dollars aside to pay for health related expenses. This includes copayments, deductibles (medical, dental, vision and prescription), and non-network services. An employee can participate even if he or she is not enrolled in a WSU health insurance plan. Participants must enroll in an FSA the following year in order to carryover up to $500 into the next year.
    • Limited FSA - allows employees to put pretax dollars aside to pay for health related expenses.  This includes copayments, deductible (dental, vision and prescription), and non-network services.  Employees cannot use Limited FSA fund to pay medical or prescription drug expenses. Participants must enroll in an FSA the following year in order to carryover up to $500 into the next year.
    • Dependent Care FSA - allows employees to put pretax dollars aside to pay for child care expenses for children under the age of 13. Remaining funds will be lost at the end of the plan year, this is known as the "use it or lose it" rule.

Go to http://www.kdheks.gov/hcf/sehp/FSA.htm for more information about Flexible Spending Accounts (FSA).

FSA's are managed by NueSynergy (https://stateofkansas.wealthcareportal.com/Page/Home).  Please register/login to your account to view details.

  • Health Savings Accounts (HSA) & Health Reimbursement Accounts (HRA) - for select health plans
    Wichita State University offers two types of Savings Accounts for medical reimbursement. An HSA or HRA is required for select health plans.
    • Health Savings Account (HSA) - allows employees to put pretax dollars aside to pay for health related expenses.  Participants can pay for copayments, deductibles (medical, dental, vision and prescription), and non-network services. Participants are required to make minimum contributions.  HSA funds will roll over from year to year, and can be taken with the employee if they leave the university.  Your employer also contributes funds to this account – see your current plan year's Health Benefits Booklet for details.
    • Health Reimbursement Account (HRA) - is funded by your employer with contributions matching the HSA -- no employee contributions are allowed.  This account may be used by an employee to pay for health related expenses.  This includes copayments, deductibles (medical, dental, vision and prescription), and non-network services.  HRA funds will be lost at the end of the plan year, this is known as the "use it or lose it" rule. Participation in an HRA is required if you are ineligible for the HSA account.

HSA's and HRA's are managed by Optum (https://mycdh.optum.com/).  Please register/login to your account to view details.

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Optional Supplemental Health Insurance Options

The following are optional, supplemental health insurance coverages available for purchase. Employees can enroll in these during Open Enrollment. Please contact Human Resources for more information on these plans.

For more information regarding Aflac Coverage, go to http://www.wichita.edu/j/?6022.

  • Metropolitan Life (MetLife) Voluntary Benefits Plan

Met Life will become the State of Kansas Employee Health Plan (SEHP) vendor for the following voluntary plans effective 1/1/18. The plans are for Active State Employees only.

For more information regarding MetLife Coverage, go to http://www.kdheks.gov/hcf/sehp/met_life.htm.

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Life Insurance

 

Basic Life Insurance

Basic life insurance is provided by Wichita State University at no cost to all benefits-eligible employees.  The employee automatically has coverage of 150% of the employee's annual base salary.  Example: An employee with a base annual salary of $20,000 has a life insurance coverage of $30,000.

Basic Life Insurance is offered through:

The Standard Insurance Company (http://www.wichita.edu/j/?6026)

It is the employee's responsibility to complete/update and return the correct Basic Life Insurance Beneficiary Designation Form to Wichita State University's Office of Human Resources.

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Supplemental Life Insurance Coverage Options

Optional, supplemental life insurance coverage is available for purchase. Employees can purchase employee-only coverage or group coverage. These plans are detailed in the enrollment forms listed below:

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Contact:

  • Total Rewards - Wichita State University Office of Human Resources
    Wichita State University Human Resources has developed a centralized Total Rewards team, designed to efficiently and effectively serve our employees. For general questions and concerns regarding WSU Benefits, Leave, and Compensation:
  • State of Kansas Employee Health Plan (SEHP)
    For general inquires and questions on the benefits of the State Employee Health Plan and Health Plan vendors
  • Kansas State Employees Health Care Commission (HCC)
    The Kansas State Employees Health Care Commission (HCC) develops the implementation and administration of the State of Kansas health care benefits program.

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Reviewed 5/15/2017 MT

Revised: 6/15/2017 SH

Revised: 11/10/2017 SP