Long-Term Disability (LTD) is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time. It is provided at no cost to employees. Long-Term Disability insurance does not provide insurance for work-related accidents or injuries that are covered by workers' compensation. However, Long-Term Disability ensures that an employee will still receive a percentage of their income if they cannot work due to sickness or disabling injury. At Wichita State University, this coverage provides 60% income replacement to employees with a qualifying disability after a 180 day waiting period.
To Qualify for Benefits
The member is considered disabled when he or she meets the following definition of total disability:
Eligibility and Age Limits
If an employee wants to obtain more information or apply for KPERS disability benefits, contact Human Resources Total Rewards Team.
For more information, visit KPERS Long-Term Disability benefit plan.
Total Rewards Team
Reviewed 06/15/2017 SH
Revised: 03/26/2018 DC